Karandaaz Pakistan, a local section 42 company, was founded in 2014 with the aim of leveraging market based institutions to promote enterprise growth, job creation, and financial inclusion for Small and Growing Businesses (SGBs). As an expert and innovator in the fields of SGB financing and digital financial services, Karandaaz Pakistan plays a vital role in the constructive transformation of the small business climate. Karandaaz Pakistan is supported by UKAid and the Bill and Melinda Gates Foundation.

Operationally, Karandaaz Pakistan has been divided into three main workstreams. Each workstream embodies a disparate content area, though three primary themes of Karandaaz Pakistan, women, youth and innovation, are embedded in all of them. These workstreams, which represent Karandaaz Pakistan, are as follows:

• Corporate Investment & Credit: Work with the private sector to promote SGB’s access to finance.
• Digital Financial Services: Collaborate across the ecosystem of actors to realize the potential of universal digital financial services.
• Knowledge Management & Communications: Develop evidence-based insights and solutions to influence market change.